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720 Smit Road Prophetstown, IL 61277 Residential - Single Family New

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Description

Peace and quiet are in abundance with this property. This beautiful ranch home has one level living on just under one acre with an above ground pool. The spacious open floor plan has 4 bedrooms, 3 full and 1 half baths with an attached two car garage and is located in the Erie school district. Featuring an open concept layout. The main level features 3 large bedrooms including a primary suite with a private bath and walk-in closet. The kitchen has Amish crafted cabinets and granite counters. The laundry room also has a large pantry. There is an office and sunroom off of the kitchen. The vaulted ceiling in the kitchen, dining and living room making everything feel open and airy. The main level features real hardwood floors. Downstairs has a large walk-out family room, bedroom, large bathroom, game room and large storage room which includes a built in storm shelter. This country retreat also has a large deck great for entertaining and enjoying the beautiful sunrises and sunsets. It is wired for part home generator. New roof 2024. New septic pump 2026.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,163
Walkout Basement
Garage Size: 2
Attached Garage
Built in 2004
School District: District 299

General Information

Bedrooms: 4
Bathrooms: 4
Sqft: 2,163
County: Whiteside
Listed By:
Beycome brokerage realty LLC 804-656-5007
MRED MLS

Room Information

Bedroom 2: 12X10
Bedroom 3: 13X12
Bedroom 4: 13X12
Dining Room: 12X10
Family Room: 17X25
Kitchen: 17X11
Laundry: 11X10
Living Room: 19X14
Primary Bedroom: 15X15
$330,000
Est. $2,142/mo
4beds
4baths
2,163sqft
2cars
New to the Market New
BEDS4 BATHS3 full 1 partial SQUARE FEET2,163 MLS#12644097
STATUSNew PROPERTY TYPEResidential - Single Family SCHOOLDistrict 299

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720 Smit Road, Prophetstown, IL 61277.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $330,000$330,000$330,000
Down Payment $66,000$11,550$82,500
Monthly Mortgage Amount $1,583$1,943$2,039
Taxes $459$459$459
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$145$0
Monthly Estimated Total $2,142$2,647$2,598

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About this area

Illinois/Prophetstown
Prophetstown

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About Prophetstown

Prophetstown, IL is a welcoming small city located along the Rock River in Northwest Illinois offering a relaxed lifestyle rooted in history, nature, and community connection. Known for its scenic river views and quiet residential streets, Prophetstown provides a peaceful environment while remaining within easy driving distance of larger regional cities. The area’s natural surroundings, including nearby parks and open green spaces, make it appealing for those who enjoy outdoor recreation and a slower pace of life. Community events, local schools, and family-owned businesses contribute to the city’s close-knit and friendly atmosphere.

Real estate in Prophetstown reflects the character and accessibility of the community. Buyers will find a mix of classic single-family homes, modest starter residences, and larger homes with spacious yards. Many properties feature traditional Midwestern architecture, mature trees, and established neighborhoods that emphasize comfort and livability. Homes near the river often offer scenic views and a sense of privacy, while newer construction provides modern layouts and updated features for buyers seeking contemporary convenience.

The surrounding countryside offers additional real estate opportunities, including acreage properties and rural homes ideal for those who value open space while staying close to city amenities. Prophetstown’s housing market is generally more affordable than larger metropolitan areas, making it attractive to first-time buyers, families, and retirees alike.

With its riverfront setting, strong sense of community, and variety of housing options, Prophetstown delivers small-town charm and solid real estate value. It stands out as a desirable choice for those seeking a comfortable lifestyle in a scenic and welcoming Illinois community.

If you are ready to start your home buying or selling journey, browse the latest real estate listings in Prophetstown, IL. You can also contact us—we are here to help!

Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776

About this community

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