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1257 Trail Drive, Dixon, IL 61021.
Welcome to this captivating 1 1/2 story home nestled within coveted Idle Oaks Subdivision - a paradigm of comfort and style! An expansive open floor plan, highlighted by a dramatic vaulted ceiling, open staircase and a majestic stone fireplace that serves as the room's centerpiece. The kitchen is a haven of refined features including custom maple soft-close cabinets, stainless appliances, sleek granite countertops, and a functional center island/breakfast bar. Adjacent, a sunroom bathed in natural light from its skylight boasts a vaulted ceiling and presents breathtaking panoramic views of the tranquil woodlands. The main level primary suite offers more than ample closet space and full private bath with double sink vanity. There's a handy main floor laundry/mud room and adjacent guest bath off the attached garage. The upper level belongs to the kids! 2 roomy bedrooms, a full bath with tub/shower and a loft game room or study space. The fully finished walk-out lower level provides diverse functionalities: a convenient kitchenette, a private fourth bedroom, a dedicated office space, a spacious family/game room, and a well-appointed full bath. Six panel doors and solid wood trim. Whole house fan. Water heater (2021). Water softener (2024). Radon System. Roof (2010). Anderson 400 Series windows throughout. AND OH the outdoor living space! Entertain with ease in the generously sized screened room which flows out to the paver patio and inviting upper level deck. A charming brick sidewalk connects the front of the house to the back. All situated in a neighborhood of fine homes, just perfect for evening walks or a bike ride!
MLS ID: 12638784
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1257 Trail Drive, Dixon, IL 61021.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $399,900 | $399,900 | $399,900 |
| Down Payment | $79,980 | $13,997 | $99,975 |
| Monthly Mortgage Amount | $1,918 | $2,354 | $2,471 |
| Taxes | $557 | $557 | $557 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $176 | $0 |
| Monthly Estimated Total | $2,592 | $3,204 | $3,145 |
Dixon, IL is a historic city along the Rock River that blends small-town charm with a vibrant community spirit. The city offers a strong mix of cultural, recreational, and educational opportunities. Residents enjoy a variety of local shops, restaurants, and events, as well as outdoor activities such as boating, fishing, and biking along scenic riverfront trails. Its historic downtown, paired with modern conveniences, creates a balanced environment that appeals to both families and professionals.
Once home to Ronald Reagan as a child, Dixon has kept its history alive with celebrations and preservation. Situated along two banks of the Rock River, this historic and charming little community filled with classic brick structures lining its downtown district offers residents a quiet place to settle without sacrificing great dining and shopping.
Art lovers relish in the local galleries, community art fairs and year-round performances at the art center. A particular favorite is the Gardentstock Arts & Music Fest where local artists feature their work, and local musicians entertain throughout the day and night. This little community is well known for its festivals, bringing in visitors from surrounding communities as far as two hours away. Fourth of July fireworks wow the residents, the Petunia Festival spreads beauty throughout the downtown streets, and the fall Scarecrow Festival delights all.
The real estate market in Dixon is diverse and inviting. Buyers will find an array of housing options ranging from classic single-family homes on tree-lined streets to newer construction with updated layouts and amenities. Historic properties, some with unique architectural character, are also available and reflect the city’s long-established roots. For those seeking more space, country homes and properties with acreage can be found just outside the city, offering privacy while keeping local amenities close at hand.
Affordability is a major advantage in the local housing market, making it an appealing choice for first-time homebuyers, retirees, and investors. The community’s steady growth, along with its convenient location within Northern Illinois, ensures that housing retains long-term value. With its strong sense of community, accessible lifestyle, and variety of real estate options, Dixon offers an excellent balance of small-town living and opportunity, making it a desirable place to call home.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Dixon, IL. You can also contact us—we are here to help!