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11620 E Charles Road Mount Carroll, IL 61053 Residential - Single Family Active

New - 9 Hours Ago
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Description

Discover a truly one-of-a-kind retro-inspired private retreat set on 20 scenic acres in picturesque Jo Daviess County. This expansive ranch residence offers over 4,000 square feet of living space, including a private in-law suite complete with its own entrance and full kitchen-ideal for multi-generational living or guest accommodations. The lower level is an entertainer's dream, featuring a stunning 30,000-gallon Romanesque indoor pool with diving board, sauna, and direct access to a spacious family room and recreation area with wet bar. The Main Floor boasts a large living room and a separate dining room and great kitchen with newer appliances. The primary suite offers a private sitting room along with separate his-and-her bathrooms, while four additional generously sized bedrooms provide ample space throughout. Outdoors, enjoy a horse barn and fenced pasture ready for animals, all surrounded by serene woods teeming with wildlife. Multiple decks and patios offer peaceful vantage points to take in the natural beauty of the property. Furniture is also available. Extensive updates include pool pump, filter, and heater (2018), sauna heater (2018), furnace (2019), exterior improvements including insulation, sheathing, house wrap, Hardie Board siding, and Marvin Elevate windows (2022), garage door (2022), front hardscape and flagstone entry (2024), kitchen appliances (2024), new window treatments (2025), designer vintage lighting (2025), and a fully refreshed indoor pool room with moisture-resistant finishes and resin-paneled ceiling (2026). Don't let this vintage dream pass you by schedule your showing today. Refrigerator in In-Law Suite does not work. Sellers Requested Prequalified Buyers Only. Use ShowTime. Showing time available Wednesday, Thursday and Friday Evenings from five to eight and Saturdays and Sundays only.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 4,532
Lot Size: 20.00 acres
Garage Size: 2
School District: Other/Outside Area
Brick Exterior
Stone Exterior
One Fireplace

General Information

Bedrooms: 5
Bathrooms: 5
Sqft: 4,532
County: Jo Daviess
Listed By:
CHOICE REALTY OF GALENA
Rockford Board of Realtors

Room Information

Bedroom 1: 21'6" X 12'11" Level - Main
Bedroom 2: 11'11" X 17'5" Level - Main
Bedroom 3: 13'7" X 17'5" Level - Main
Bedroom 4: 11'11" X 19'2" Level - Main
Kitchen: 11' X 17'5" Level - Main
Living Room: 21' X 28' Level - Main
Dining Room: 21'1" X 16'8" Level - Main
Family Room: 21'6" X 37'2" Level - Walk Out
MBR Sittin: 9'2" X 10'11" Level - Main
In-Law: 13'11" X 21'5" Level - Main
Office/BR5: 12'7" X 8'11" Level - Main
$769,000
Est. $4,982/mo
5beds
5baths
4,532sqft
2cars
New to the Market Active
BEDS5 BATHS5 full SQUARE FEET4,532 MLS#202602795
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLOther/Outside Area

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11620 E Charles Road, Mount Carroll, IL 61053.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $769,000$769,000$769,000
Down Payment $153,800$26,915$192,250
Monthly Mortgage Amount $3,688$4,527$4,751
Taxes $1070$1070$1070
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$338$0
Monthly Estimated Total $4,982$6,159$6,045

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/15/2026. The listing information on this page last changed on 05/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 05/15/2026 3:10:56 PM EST) or MRED MLS (last updated Fri 05/15/2026 3:01:18 PM EST) or SCWMLS (last updated Fri 05/15/2026 3:02:12 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 05/15/2026 2:08:36 PM EST) or Cedar Rapids MLS (last updated Fri 05/15/2026 3:09:53 PM EST) or NEIRBR MLS (last updated Fri 05/15/2026 3:08:59 PM EST) or ICAAR MLS (last updated Fri 05/15/2026 3:08:50 PM EST) or ECIMLS (last updated Fri 05/15/2026 3:04:36 PM EST) or RMLSA (last updated Fri 05/15/2026 3:01:27 PM EST) or Muscatine MLS (last updated Fri 05/15/2026 3:00:47 PM EST) or No Coast MLS (last updated Fri 05/15/2026 3:05:02 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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